:root{--ink:#10233f;--blue:#1769aa;--gold:#f4b942;--paper:#f7fafc;--line:#dce5ef}*{box-sizing:border-box}body{margin:0;color:var(--ink);font:16px/1.6 Arial,sans-serif;background:var(--paper)}a{color:var(--blue)}header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:2}.bar{max-width:1120px;margin:auto;padding:16px 22px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{font-weight:800;font-size:1.2rem;color:var(--ink);text-decoration:none}.nav{display:flex;gap:18px;flex-wrap:wrap}.nav a{text-decoration:none;font-weight:600}.hero{background:linear-gradient(135deg,#10233f,#1769aa);color:#fff}.hero-inner{max-width:1120px;margin:auto;padding:88px 22px 94px}.eyebrow{letter-spacing:.12em;text-transform:uppercase;color:#d8eaff;font-weight:700}.hero h1{font-size:clamp(2.2rem,6vw,4.4rem);line-height:1.08;max-width:800px;margin:14px 0}.hero p{font-size:1.2rem;max-width:700px;color:#eaf4ff}.button{display:inline-block;padding:13px 20px;border-radius:8px;text-decoration:none;font-weight:700;margin-top:15px}.primary{background:var(--gold);color:#18243b}.light{border:1px solid #fff;color:#fff;margin-left:10px}.section{max-width:1120px;margin:auto;padding:64px 22px}.section h2{text-align:center;font-size:2rem;margin-top:0}.grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:24px;box-shadow:0 8px 24px #10233f0d}.card h3{margin-top:0;color:var(--blue)}.about{background:#fff}.contact{background:#eef6ff;text-align:center}.contact p{max-width:680px;margin:10px auto}.footer{background:#10233f;color:#dce8f5}.footer a{color:#fff}.foot{max-width:1120px;margin:auto;padding:28px 22px;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}.legal{max-width:820px;margin:auto;padding:64px 22px}.legal h1{font-size:clamp(2.2rem,5vw,3.4rem);line-height:1.1}.legal h2{margin-top:2.2rem;color:var(--blue)}.legal li{margin:.5rem 0}.notice{padding:16px 18px;border-left:4px solid var(--gold);background:#fff8e6}.faq{max-width:820px;margin:0 auto;padding:32px 22px 64px}.faq details{background:#fff;border:1px solid var(--line);border-radius:10px;padding:18px 20px;margin:12px 0}.faq summary{color:var(--blue);font-weight:700;cursor:pointer}.faq details p{margin-bottom:0}@media(max-width:760px){.grid{grid-template-columns:1fr 1fr}.nav{gap:10px;font-size:.9rem}}@media(max-width:520px){.grid{grid-template-columns:1fr}.light{margin-left:0}}